Highlights 2005

1 January
New segmentation of Austrian customer business.

2 March
Closing of the purchase of Hebros Bank, a Bulgarian bank.

1 April
Introduction of new internal service regulations in BA-CA.

13 June
Official presentation of the planned business combination of HVB Group and UniCredit Group.

13 July
Sale of BA-CA’s equity interest in Investkredit Bank AG for about € 250 m.

4 August
BA-CA sells the office building on Julius Tandler-Platz, Vienna.

26 August
Offer to HVB shareholders to exchange each HVB share for five UniCredit shares.
Acceptance period: 26 August to 10 October 2005.
Offer to BA-CA shareholders to exchange their BA-CA shares for UniCredit shares at a ratio of 19.92 UniCredit shares for 1 BA-CA share, or to buy their BA-CA shares for € 79.60 each.
Acceptance period: 29 August to 17 October 2005.

1 September
The agreement to merge HVB Bank Romania with Banca Tiriac makes BA-CA the number 4 bank in Romania, with a market share of 7.5%.

4 October
Completion of the merger of HVB Bank Serbia and Montenegro with Eksimbanka.

13 October
The merger of BA-CA Administration Services and Dataline Zahlungsverkehrsabwicklung creates Austria’s largest company for the settlement of financial transactions.

25 October
Placement of securitised leasing contracts with a volume of € 425 m.

18 November
BA-CA becomes a member of UniCredit Group.

30 December
Acquisition of Nova banjalucka banka, a Bosnian bank.