3
| Income statement of the Bank Austria Creditanstalt Group 2002 – 2005 | ||||||||
| € m | 2005 | +/– | 2004 adjusted |
2004 | +/– | 2003 | +/– | 2002 |
| Interest income | 5,392 | 7.0% | 5,040 | 4,977 | 3.6% | 4,802 | –17.6% | 5,825 |
| Interest expenses | –2,780 | 7.0% | –2,599 | –2,542 | –3.2% | –2,626 | –25.4% | –3,519 |
| Net interest income | 2,611 | 7.0% | 2,441 | 2,435 | 11.9% | 2,176 | –5.7% | 2,307 |
| Losses on loans and advances | –495 | 24.1% | –398 | –417 | –10.7% | –467 | –13.0% | –537 |
| Net interest income after losses on loans and advances |
2,117 | 3.6% | 2,042 | 2,018 | 18.1% | 1,709 | –3.4% | 1,770 |
| Fee and commission income | 1,763 | 13.8% | 1,549 | 1,549 | 9.7% | 1,412 | 4.0% | 1,358 |
| Fee and commission expenses | –305 | –3.4% | –315 | –315 | 13.7% | –278 | –1.4% | –282 |
| Net fee and commission income | 1,458 | 18.2% | 1,233 | 1,233 | 8.7% | 1,134 | 5.4% | 1,076 |
| Net trading result | 237 | 1.7% | 233 | 223 | 1.3% | 220 | –4.7% | 231 |
| General administrative expenses | –2,622 | 5.8% | –2,479 | –2,479 | – | –2,479 | –1.0% | –2,503 |
| Balance of other operating income and expenses |
–48 | –43.4% | –85 | –73 | >100% | 18 | –1 | |
| Operating profit | 1,142 | 20.9% | 944 | 922 | 53.2% | 602 | 5.3% | 572 |
| Net result from investments | 282 | >100% | –8 | –8 | >100% | 120 | >100% | 28 |
| Amortisation of goodwill | –4 | –94.6% | –75 | –75 | 12.8% | –67 | –24.1% | –88 |
| Allocation to provisions for restructuring costs |
–108 | – | – | – | – | |||
| Balance of other income and expenses | –11 | >100% | –2 | –2 | >100% | –8 | –6.8% | –8 |
| Profit from ordinary activities / Net income before taxes |
1,301 | 51.5% | 859 | 836 | 29.0% | 648 | 28.5% | 504 |
| Taxes on income | –226 | 20.0% | –188 | –173 | 11.6% | –155 | 39.6% | –111 |
| Net income | 1,075 | 60.4% | 671 | 663 | 34.5% | 493 | 25.4% | 393 |
| Minority interests | –111 | 80.5% | –61 | –61 | 20.9% | –51 | –39.5% | –84 |
| Consolidated net income | 964 | 58.3% | 609 | 602 | 36.1% | 442 | 43.0% | 309 |
| Key figures | ||||||||
| 2005 | 2004 adjusted |
2004 | 2003 | 2002 | ||||
| Earnings per share (IFRS basis) in €, basic and diluted |
6.56 | 4.14 | 4.09 | 3.40 | 2.71 | |||
| Return on equity before taxes | 17.9% | 13.3% | 13.4% | 12.8% | 10.6% | |||
| Return on equity after taxes | 14.3% | 10.1% | 9.7% | 8.7% | 6.5% | |||
| Return on equity after taxes before amortisation of goodwill |
14.3% | 11.3% | 10.9% | 10.1% | 8.4% | |||
| Cost/income ratio | 61.6% | 64.9% | 64.9% | 69.9% | 69.3% | |||
| Risk/earnings ratio | 18.9% | 16.3% | 17.1% | 21.5% | 23.3% |
All Downloads
Chart Generator
Send as e-mail
Print
Download PDF
Download XLS
Compare to 2004